Multifamily Loans for Investors & Operators
Flexible financing for eligible 5+ unit residential and mixed commercial opportunities—from bridge strategies to longer-term DSCR structures.
For investors acquiring, refinancing, repositioning, or stabilizing multifamily assets.
Tell Us About Your Property
- Rates starting at 6.49%
- 5+ Unit Properties (Up to 30 Units)
- Up to 75% LTV / 80% LTC
- Perm & Bridge Options
Multifamily Financing at a Glance
Comprehensive debt solutions designed for apartment buildings, multi-unit complexes, and commercial mixed-use properties.
Multifamily Perm
Up to 30 Units
Larger amounts on exception
Purchase: 75% · Rate/Term: 75% · Cash-Out: 70%
Property performance & debt coverage
Multifamily Bridge
Transitional & value-add
Financing Built Around the Business Plan
Acquisition
Structure financing around the asset, borrower, purchase, and investment thesis.
Repositioning
Bridge solutions may support transitional properties requiring time before stabilization.
Stabilization & Refinance
Move toward longer-term financing once the property’s income profile and strategy support it.
A Clear Path from Acquisition to Stabilization
Submit the Opportunity
Deal Review
Structure & Underwrite
Close & Execute
We Underwrite the Strategy, Not Just the Property
Multifamily transactions involve more than loan-to-value.
Helios1 Capital evaluates the asset, borrower, cash flow, execution plan, capital structure, and exit together to understand how the deal is expected to perform.
Highlight: Institutional Structuring. Direct Relationships. Reliable Execution.
Frequently Asked Questions
What property sizes qualify for Multifamily financing?
Our programs finance residential multifamily properties with 5 or more units (up to 30 units for Multifamily Perm, and 5+ unit transitional assets for Multifamily Bridge).
Do you offer both Bridge and Permanent financing?
Yes. We offer Multifamily Perm for stabilized assets (rates starting at 6.49%, 30-year fixed or hybrid ARM, 4–6 week closing) and Multifamily Bridge for value-add acquisitions, light repositioning, and transitional assets (12–24 months, fixed or 1-mo SOFR + 450).
What is the maximum leverage available?
For Multifamily Perm: up to 75% LTV on Purchase and Rate/Term refinances, and up to 70% LTV on Cash-Out refinances. For Multifamily Bridge: up to 75% initial LTC, 80% blended LTC, and 70% LTARV.
What are the DSCR and debt yield requirements?
Multifamily Perm requires a minimum DSCR of 1.10x with a minimum 680 FICO score. Multifamily Bridge requires a 1.20x stabilized DSCR takeout and a minimum 9% stabilized debt yield.
Are foreign nationals eligible?
Yes, qualifying foreign national real estate investors and operators may be considered for multifamily debt programs.
Discover the different types of loans we offer
Explore our full suite of private capital solutions tailored for investors, builders, and developers.
Ground-Up Construction
Financing for builders and developers from foundation through final completion.
Fix & Flip Loans
Acquisition and renovation capital with up to 100% financing for qualified rehab budgets.
DSCR Rental Properties
Long-term financing qualified on property cash flow without W-2s or tax returns.
Bridge Financing
Expedited short-term capital for acquisitions, partner buyouts, and transitional assets.
Multifamily Financing
Customized bridge and construction structures for residential portfolios and 5+ unit properties.
Have a Multifamily Opportunity?
Tell us about the property, the business plan, and the capital you need.