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HeliosOne Capital | Private Lending

Private Bridge Financing

Residential Bridge Loans for Real Estate Investors

Flexible short-term capital for acquisitions, refinances, transitions, and opportunities where timing matters.

Move on the property now while you execute the longer-term business plan.

Tell Us About Your Bridge Loan

No obligation. Tell us about the deal and our team will review the opportunity.

Rated by investors

Stabilized Bridge Financing at a Glance

Fast liquidity solutions designed for time-sensitive acquisitions, property transitions, and short-term capital stabilization.

Eligible Properties
SFR, 2–4 Units, Townhomes, Condos, PUDs
Interest Rate
Starting at 9.49%+

Fixed Rate Only · No Prepay Penalty

Loan Amount
$100K–$3.5MM
Maximum Leverage (LTV)
85% LTC / 70% LTV

Purchase: 85% LTC (subj. to 70% LTV) · Cash-Out & R/T: 70% LTV

Minimum DSCR
1.10x

If C3 condition (C1/C2 no min DSCR)

Term Options
12 Months

Extensions possible · No prepay penalty

Credit / Min FICO
680+ (>679)
Appraisal Requirement
Standard Appraisal
Underwriting Approach
Asset-Based Underwriting

Fast institutional review

Income Documentation
No Bank Statements Needed

Foreign nationals eligible

Pre-Approval Speed
24-Hr Pre-Approval

Soft credit pull

Close Timeline
10 Days

Direct capital execution

Capital for the Transition

01

Move Before Permanent Financing

Bridge financing can help investors acquire or refinance while completing a business plan, stabilization, sale, or longer-term refinance.

02

Flexible Exit Strategies

Your bridge loan should be structured with the next step in mind—not treated as an isolated transaction.

03

One Relationship Across Strategies

The eventual exit may be a sale, DSCR refinance, multifamily financing, or another Helios1 Capital solution.

A Clear Path from Bridge to Execution

1
Step 1

Submit the Deal

2
Step 2

Review the Opportunity

3
Step 3

Structure the Bridge

4
Step 4

Close & Execute

Strategic Structuring

The Exit Matters as Much as the Entry

Helios1 Capital looks at where the borrower is today and where the transaction needs to go next.

Strategic Difference

That is the difference between simply providing capital and understanding the entire deal structure.

That’s what we mean by “We Get the Deal.”

Frequently Asked Questions

Bridge financing may support acquisitions, refinances, property transitions, stabilization strategies, or situations where permanent financing is not yet appropriate.

Yes, eligible refinance scenarios may be considered.

No bank statements are needed. We evaluate loans through asset-based underwriting, property valuation, condition, and a viable stabilization or exit plan.

Some Helios1 Capital Bridge programs may accommodate borrowers without a minimum number of completed deals, subject to overall underwriting.

Yes, qualifying foreign national borrowers may be considered.

Loan Programs

Discover the different types of loans we offer

Explore our full suite of private capital solutions tailored for investors, builders, and developers.

Ground-up residential construction site from the Saratoga case study
Construction & Build

Ground-Up Construction

Financing for builders and developers from foundation through final completion.

Up to 90% LTC
Staged Draws
Single-family home being renovated for resale
Value-Add & Rehab

Fix & Flip Loans

Acquisition and renovation capital with up to 100% financing for qualified rehab budgets.

Up to 90% LTC
Fast Closings
Rental homes financed with a DSCR loan
Rental Portfolios

DSCR Rental Properties

Long-term financing qualified on property cash flow without W-2s or tax returns.

Rates from 5.75%
No W-2 Required
City skyline representing short-term bridge financing
Speed & Certainty

Bridge Financing

Expedited short-term capital for acquisitions, partner buyouts, and transitional assets.

Close in 5–10 Days
Fixed from 9.49%
Multifamily apartment building
5+ Units & Commercial

Multifamily Financing

Customized bridge and construction structures for residential portfolios and 5+ unit properties.

Rates from 6.49%*
Up to 75% LTV

Need Capital Before the Next Step?

Tell us about the property and where the deal is going.