Fix & Flip Loans Built for Your Next Project
Finance the acquisition and renovation with flexible private capital built around the property, rehab plan, and exit.
For real estate investors acquiring residential properties to renovate, reposition, sell, or refinance.
Tell Us About Your Deal
- Rates starting at 8.75%+
- Up to 90% LTC (100% on Exception)
- 100% Rehab Funding
- No Bank Statements Needed
- No Appraisal Option
Fix & Flip Financing at a Glance
Fast liquidity and rehab funding designed for residential acquisitions, renovations, and profitable exits.
Interest-Only · No Prepay Penalty
Per property
First-timers eligible · 100% on exception
Drawn as work completes
Extensions available
or AMC Appraisal available
Foreign nationals eligible
Guarantor accepted
Soft credit pull · Draws reimbursed in 24–48 hrs
Expedited closing process
More Than Acquisition Capital
Finance the Business Plan
We look at the purchase, rehab scope, budget, borrower experience, project economics, and exit together.
Support Different Rehab Profiles
From straightforward renovations to heavier repositioning strategies, the financing should reflect what the project actually requires.
Stay Ready for the Next Deal
Many Fix & Flip investors are also builders. Helios1 Capital can support the progression from rehab to Ground-Up, Bridge, or long-term DSCR financing.
A Clear Path from Purchase to Renovation
Submit the Property
Deal Review
Terms & Underwriting
Close, Renovate & Execute
We Look at How the Deal Works
Strong private lending is not simply about checking a property against a matrix.
Helios1 Capital evaluates the borrower, business plan, capital structure, risks, and exit to understand the complete transaction.
That’s what we mean by “We Get the Deal.”
Frequently Asked Questions
Can you finance renovation costs?
Yes. We finance up to 100% of the qualifying rehab budget (drawn as work completes), with draws reimbursed within 24–48 hours.
What are the appraisal and valuation options?
We offer both a No-Appraisal Option and AMC Appraisals, allowing investors to move fast, waive unnecessary delays, and close in as few as 7–14 days.
Are bank statements needed for qualification?
No bank statements are needed. Our asset-based approach focuses on purchase price, scope of work, and expected after-repair value (ARV).
What property types are eligible?
Eligible properties include Single-Family Residences (SFR), 2–4 unit residential properties, townhomes, condominiums, and PUDs.
Can I refinance into a DSCR rental loan instead of selling?
Yes. Once your property is renovated and tenant-stabilized, Helios1 Capital seamlessly transitions you into our long-term DSCR rental program with rates from 5.75%.
Are foreign nationals eligible?
Yes, eligible foreign national real estate investors can qualify for Fix & Flip financing.
Discover the different types of loans we offer
Explore our full suite of private capital solutions tailored for investors, builders, and developers.
Ground-Up Construction
Financing for builders and developers from foundation through final completion.
Fix & Flip Loans
Acquisition and renovation capital with up to 100% financing for qualified rehab budgets.
DSCR Rental Properties
Long-term financing qualified on property cash flow without W-2s or tax returns.
Bridge Financing
Expedited short-term capital for acquisitions, partner buyouts, and transitional assets.
Multifamily Financing
Customized bridge and construction structures for residential portfolios and 5+ unit properties.
Found Your Next Project?
Tell us what you are buying, what you plan to improve, and where you want the deal to go.